Where Price and Service Come Together


  • Business
  • Farm
  • Multiple Peril Crop
  • Auto/Truck
  • Homeowners
  • RV
  • Boat
  • Motorcycle
  • Bonds
  • Specialty Markets

The Walton Insurance Agency offers several quality insurance packages to protect you or your business from loss. For over 87 years we have tailored property and casualty insurance to fit our clients' needs. You won’t have to negotiate impersonal phone trees or give up a trusted advisor just to find truly cost effective insurance.

Don't be misled by insurance companies that emphasize price at the expense of service. This approach can lead to a nasty claim surprise.

Some of the most expensive insurance policies you will ever buy are the so-called “name your own price policies” currently advertised non-stop on every cable and satellite channel in the United States.

    Ask us about these valuable auto insurance features:


  • Accident Forgiveness – No surcharge for 1st chargeable accident
  • Diminishing Deductible - $100 annual claim-free deductible credit
  • Minor Violation Forgiveness – No surcharge for 1st minor violation
  • Total Loss Deductible Waiver – Waives deductible for a total loss
  • New Car Replacement/GAP Coverage – Provides vehicle depreciation protection after a total loss
  • GAP Coverage for Loan/Leased Vehicle – Pays difference between the loan amount and a total loss settlement
  • Roadside Assistance – Provides “sign and drive” roadside assistance

Every ad makes a similar promise: “We will save you hundreds of dollars in a matter of seconds." Though it is wise to shop around and pay less for insurance, the “price is everything” approach can leave you dangerously under insured. The claims cost of insufficient limits, coverage gaps and improper deductibles can easily exceed any premium you save. The dollars saved up front can be lost in multiples. This is not the reason you buy insurance.

To adequately protect you and save real money over the long run, a solution is at hand. Come see us at Walton Insurance. We will sit down with you and design a cost effective insurance plan to protect you against loss. All that is required is to spend a few minutes to identify and manage your loss exposures. Then, when a damaging loss occurs, you will have the peace of mind to know it will be handled within your own plan – no surprises. Contact us at the Walton Agency today. It's where price and service come together.



U.S. Dept of Homeland Security Notice of Proposed Rulemaking: Secure Handling of Ammonium Nitrate

This Advance Notice of Proposed Rulemaking (ANPRM) seeks comment on a recent amendment to the Homeland Security Act entitled the Secure Handling of Ammonium Nitrate.  The amendment requires the Department of Homeland Security (DHS or Department) to ‘‘regulate the sale and transfer of ammonium nitrate by an ammonium nitrate facility to prevent the misappropriation or use… Read More »

U.S. Dept of Labor – OSHA – Guidance on the Ammonium Nitrate Storage Requirements in 29 CFR 1910.109(i)

On October 9, 2013, the Occupational Safety and Health Administration (OSHA) cited the Adair Grain Company (dba West Fertilizer Company) following the April 17, 2013, explosion that killed 15.  The citations included violations related to hazards associated with improper storage of ammonium nitrate under 29 CFR 1910.109(i).  This memorandum provides investigatory and citation guidance to… Read More »

National Fire Protection Association (NFPA) Code 490 – For the Storage of Ammonium Nitrate

NFPA 490 was developed by the Technical Committee on Storage, Handling, and Transportation of Hazardous Chemicals and was tentatively adopted by the Association in 1963. It was further  amended and again tentatively adopted in 1964. After further revision, it was officially adopted in 1965. Amendments to NFPA 490 were adopted in 1967, 1969, and 1970.… Read More »