Category Archives: Homeowner’s Insurance

What you don’t know about CLUE can harm you!

Editorial [comments]:  Bob Walton | December 18, 2015 | So, after you filed an insurance claim, your homeowner’s policy was non-renewed, and you couldn’t find another company to insure you for a reasonable premium.  Or, perhaps, your automobile insurance premium was raised because you filed for bankruptcy.  Is this possible?  Yes, it is quite possible,  say the writers at… Read More »

Uptick in homeowners “telematics” raises serious privacy concerns

Thanks to our friends at Insurance Business America –     Author: Caitlin Bronson – October 20, 2015 | A decade ago, telematics devices revolutionized a significant portion of the auto insurance industry. Today, the usage-based insurance model is coming to homeowners policies, and raising serious questions about privacy along the way. In the past year,… Read More »

Does Homeowner’s Insurance Cover Damage From Falling Trees & Limbs?

Author: Todd Duvall, Demand Media  | According to the Insurance Information Institute, typical homeowners insurance covers tree-related damage. Let’s say a falling tree branch crashes through your roof during a storm, causing not only damage to your roof, but to the room below that was saturated with rain water.  As long as your home is insured,… Read More »

Homeowner’s Policy Host Liquor Liability Coverage, On & Off Premises Events

Author:  The State of Ohio PIA (Professional Insurance Agents)  | Editorial comments are enclosed within the [ ] brackets. The Homeowners Personal Liability insuring agreement [Section II] says the insurance company will “pay up to our limit for damage for which an ‘insured’ is legally liable; and provide a [legal] defense.” [In addition to the… Read More »

The Big “I” and Trusted Choice® provide the following tips for holiday hosts and guests.

Author: Independent Insurance Agent’s of America “Big-I” & Trusted Choice  | [Editorial Note: This material applies to any home event where liquor is hosted.  Off-Premises events will be dealt with in a later post.] The Trusted Choice® survey found that about one-third of homeowners did not think or did not know if they could be… Read More »