Category Archives: Resources

Employee Or Independent Contractor? US Department Of Labor Provides New Guidance

Wednesday, July 15, 2015  |  © Copyright 2015 Squire Patton Boggs (US) LLP  | Posted January 12, 2016  | According to the US Department of Labor,  “most workers are employees under the Fair Labor Standards Act’s broad definitions.” The debate over classification of workers as employees versus independent contractors has yet another chapter. Last month,… Read More »

Risk Management – Why & How

Author:  Dr. George Head for IRMI | Risk Management—Why and How provides a simple and easy-to-read explanation of the risk management process for business and financial managers.  Written by Dr. George Head, a pioneer of risk management education, Risk Management—Why and How begins with a case study about a fire that destroys the Arapaho, a hypothetical… Read More »

Does Homeowner’s Insurance Cover Damage From Falling Trees & Limbs?

Author: Todd Duvall, Demand Media  | According to the Insurance Information Institute, typical homeowners insurance covers tree-related damage. Let’s say a falling tree branch crashes through your roof during a storm, causing not only damage to your roof, but to the room below that was saturated with rain water.  As long as your home is insured,… Read More »

Homeowner’s Policy Host Liquor Liability Coverage, On & Off Premises Events

Author:  The State of Ohio PIA (Professional Insurance Agents)  | Editorial comments are enclosed within the [ ] brackets. The Homeowners Personal Liability insuring agreement [Section II] says the insurance company will “pay up to our limit for damage for which an ‘insured’ is legally liable; and provide a [legal] defense.” [In addition to the… Read More »

The Big “I” and Trusted Choice® provide the following tips for holiday hosts and guests.

Author: Independent Insurance Agent’s of America “Big-I” & Trusted Choice  | [Editorial Note: This material applies to any home event where liquor is hosted.  Off-Premises events will be dealt with in a later post.] The Trusted Choice® survey found that about one-third of homeowners did not think or did not know if they could be… Read More »