Where Price and Service Come Together


  • Business
  • Farm
  • Auto/Truck
  • Homeowners
  • RV
  • Boat
  • Motorcycle
  • Bonds
  • Specialty Markets

The Walton Insurance Agency offers several quality insurance packages to protect you or your business from loss. For over 90 years we have tailored/customized property and casualty insurance to fit our clients' needs. You won’t have to negotiate impersonal phone trees or give up a trusted advisor just to find truly cost effective insurance.

Don't be misled by insurance companies that emphasize price at the expense of service. This approach can lead to a nasty claim surprise.

Some of the most expensive insurance policies you will ever buy are the so-called “name your own price policies” currently advertised non-stop on every cable and satellite channel in the United States.

    Ask us about these valuable auto insurance features:


  • Accident Forgiveness – No surcharge for 1st chargeable accident
  • Diminishing Deductible - $100 annual claim-free deductible credit
  • Minor Violation Forgiveness – No surcharge for 1st minor violation
  • Total Loss Deductible Waiver – Waives deductible for a total loss
  • New Car Replacement/GAP Coverage – Provides vehicle depreciation protection after a total loss
  • GAP Coverage for Loan/Leased Vehicle – Pays difference between the loan amount and a total loss settlement
  • Roadside Assistance – Provides “sign and drive” roadside assistance

Every ad makes a similar promise: “We will save you hundreds of dollars in a matter of seconds." Though it is wise to shop around and pay less for insurance, the “price is everything” approach can leave you dangerously under insured. The claims cost of insufficient limits, coverage gaps and improper deductibles can easily exceed any premium you save. The dollars saved up front can be lost in multiples. This is not the reason you buy insurance.

To adequately protect you and save real money over the long run, a solution is at hand. Come see us at Walton Insurance. We will sit down with you and design a cost effective insurance plan to protect you against loss. All that is required is to spend a few minutes to identify and manage your loss exposures. Then, when a damaging loss occurs, you will have the peace of mind to know it will be handled within your own plan – no surprises. Contact us at the Walton Agency today. It's where price and service come together.



Featured Article

Walton Insurance Weather Interruptions

The Walton Insurance Agency’ normal office hours are 9:00 AM to 5:00 PM Monday through Friday. Though we are determined to maintain these hours through this period of severe winter weather, interruptions may delay us getting to the office or phone.  Please bear with us. You may also use our office voice mail system to… Read More »

New Motor Carrier Coverage Form

The Insurance Services Office, Inc., introduced a new edition of the Motor Carrier Coverage Form in December 2023, which aims to offer greater flexibility than the prior edition. This change responds to the evolving needs of the motor carrier industry. The motor carrier coverage form is a specialized policy designed to cover the automobile insurance… Read More »

What to do, or not do, when reporting an insurance claim

If and when you have an insurance claim to report, you should inform your insurance agent of its occurrence as soon as possible, even if you called the claim in direct to the insurance company.  Reporting direct is not only accepted today, it is encouraged by many insurance companies and agents, including this writer, IF… Read More »

The 2023 insurance industry crisis and artificial intelligence

After sustaining elevated claims expense in 2022, the U.S. Property & Casualty Insurance Industry (P&C) is now dealing with the greatest crisis in its long history.  Catastrophic weather-related property and casualty losses, driven higher by inflation, are totaling in the billions. Those affected include hundreds of reinsurance and primary insurance carriers; risk managers, independent agents… Read More »

Workers Compensation Rate Decrease for 2024

Pursuant to Iowa Code section 515A.6(7), notice is hereby given that the National Council on Compensation Insurance, Inc. has made a rate filing which affects the premium rates for workers’ compensation insurance. The rate filing proposes an overall decrease of 12.0% in the voluntary and assigned risk markets from the current rates that became effective on January 1,… Read More »