This year is shaping up to be one of the worst in terms of catastrophe losses the insurance industry has ever incurred, as data for the third quarter of 2018 paints a grim picture. During Q3 2018, the US was beset by the destructive Hurricanes Florence and Michael, which together caused more than $31 billion… Read More »
Where Price and Service Come Together
- Multiple Peril Crop
- Specialty Markets
The Walton Insurance Agency offers several quality insurance packages to protect you or your business from loss. For over 87 years we have tailored property and casualty insurance to fit our clients' needs. You won’t have to negotiate impersonal phone trees or give up a trusted advisor just to find truly cost effective insurance.
Don't be misled by insurance companies that emphasize price at the expense of service. This approach can lead to a nasty claim surprise.
Some of the most expensive insurance policies you will ever buy are the so-called “name your own price policies” currently advertised non-stop on every cable and satellite channel in the United States.
- Accident Forgiveness – No surcharge for 1st chargeable accident
- Diminishing Deductible - $100 annual claim-free deductible credit
- Minor Violation Forgiveness – No surcharge for 1st minor violation
- Total Loss Deductible Waiver – Waives deductible for a total loss
- New Car Replacement/GAP Coverage – Provides vehicle depreciation protection after a total loss
- GAP Coverage for Loan/Leased Vehicle – Pays difference between the loan amount and a total loss settlement
- Roadside Assistance – Provides “sign and drive” roadside assistance
Ask us about these valuable auto insurance features:
Every ad makes a similar promise: “We will save you hundreds of dollars in a matter of seconds." Though it is wise to shop around and pay less for insurance, the “price is everything” approach can leave you dangerously under insured. The claims cost of insufficient limits, coverage gaps and improper deductibles can easily exceed any premium you save. The dollars saved up front can be lost in multiples. This is not the reason you buy insurance.
To adequately protect you and save real money over the long run, a solution is at hand. Come see us at Walton Insurance. We will sit down with you and design a cost effective insurance plan to protect you against loss. All that is required is to spend a few minutes to identify and manage your loss exposures. Then, when a damaging loss occurs, you will have the peace of mind to know it will be handled within your own plan – no surprises. Contact us at the Walton Agency today. It's where price and service come together.
Whether you are relatively new to the insurance industry or are just looking for a change, we hope you consider employment on the agency side of our industry. The opportunities for personal growth and career advancement are great today for those individuals who are motivated to succeed. When we have a job opening, the description… Read More »
Pursuant to Iowa Code section 515A.6(7), notice is hereby given that the National Council on Compensation Insurance, Inc. has made a rate filing which affects the premium rates for workers’ compensation insurance. The rate filing proposes an overall decrease in voluntary and assigned risk rates of 9.2% from the current rates that became effective January 1, 2018.… Read More »
A mix of rising drunk driving incidents, distracted driving, and gridlocked highways has given California the dubious honor of hosting the nation’s worst drivers. Previously in second place, the Golden State now ranks first in the annual study on bad drivers by online insurance marketplace website QuoteWizard, which described the state’s drivers as “firmly the… Read More »
Workers compensation insurance rates will again dip in most states in 2018 as claims frequency declines and workplace safety continues to improve, two trends experts are crediting for the double-digit rate decreases proposed and enacted over the past several weeks. “It’s nothing new this year; it’s a continuation of what we are seeing,” said Jeff… Read More »