If and when you have an insurance claim to report, you should inform your insurance agent of its occurrence as soon as possible, even if you called the claim in direct to the insurance company. Reporting direct is not only accepted today, it is encouraged by many insurance companies and agents, including this writer, IF… Read More »
Where Price and Service Come Together
- Specialty Markets
The Walton Insurance Agency offers several quality insurance packages to protect you or your business from loss. For over 90 years we have tailored/customized property and casualty insurance to fit our clients' needs. You won’t have to negotiate impersonal phone trees or give up a trusted advisor just to find truly cost effective insurance.
Don't be misled by insurance companies that emphasize price at the expense of service. This approach can lead to a nasty claim surprise.
Some of the most expensive insurance policies you will ever buy are the so-called “name your own price policies” currently advertised non-stop on every cable and satellite channel in the United States.
- Accident Forgiveness – No surcharge for 1st chargeable accident
- Diminishing Deductible - $100 annual claim-free deductible credit
- Minor Violation Forgiveness – No surcharge for 1st minor violation
- Total Loss Deductible Waiver – Waives deductible for a total loss
- New Car Replacement/GAP Coverage – Provides vehicle depreciation protection after a total loss
- GAP Coverage for Loan/Leased Vehicle – Pays difference between the loan amount and a total loss settlement
- Roadside Assistance – Provides “sign and drive” roadside assistance
Ask us about these valuable auto insurance features:
Every ad makes a similar promise: “We will save you hundreds of dollars in a matter of seconds." Though it is wise to shop around and pay less for insurance, the “price is everything” approach can leave you dangerously under insured. The claims cost of insufficient limits, coverage gaps and improper deductibles can easily exceed any premium you save. The dollars saved up front can be lost in multiples. This is not the reason you buy insurance.
To adequately protect you and save real money over the long run, a solution is at hand. Come see us at Walton Insurance. We will sit down with you and design a cost effective insurance plan to protect you against loss. All that is required is to spend a few minutes to identify and manage your loss exposures. Then, when a damaging loss occurs, you will have the peace of mind to know it will be handled within your own plan – no surprises. Contact us at the Walton Agency today. It's where price and service come together.
After sustaining elevated claims expense in 2022, the U.S. Property & Casualty Insurance Industry (P&C) is now dealing with the greatest crisis in its long history. Catastrophic weather-related property and casualty losses, driven higher by inflation, are totaling in the billions. Those affected include hundreds of reinsurance and primary insurance carriers; risk managers, independent agents… Read More »
Pursuant to Iowa Code section 515A.6(7), notice is hereby given that the National Council on Compensation Insurance, Inc. has made a rate filing which affects the premium rates for workers’ compensation insurance. The rate filing proposes an overall decrease of 12.0% in the voluntary and assigned risk markets from the current rates that became effective on January 1,… Read More »
Respondeat Superior in Latin literally means “let the superior make answer.” In legal terminology, respondeat superior or “vicarious liability” is the doctrine in which an employer or principle is held liable for their employees’ or agents’ wrongful acts committed within the scope of employment. A California appellate court described the doctrine as follows: Respondeat Superior,… Read More »
To anyone planning a home improvement project, an addition or thinking about building a new home: Buyer beware. The price of lumber is hitting all-time highs. Larry Parker just experienced it. He walked into Lowe’s the other day to buy a sheet of OSB plywood for a home project he was doing at his home.… Read More »