Author: The State of Ohio PIA (Professional Insurance Agents) | Editorial comments are enclosed within the [ ] brackets. The Homeowners Personal Liability insuring agreement [Section II] says the insurance company will “pay up to our limit for damage for which an ‘insured’ is legally liable; and provide a [legal] defense.” [In addition to the… Read More »
Author: Independent Insurance Agent’s of America “Big-I” & Trusted Choice | [Editorial Note: This material applies to any home event where liquor is hosted. Off-Premises events will be dealt with in a later post.] The Trusted Choice® survey found that about one-third of homeowners did not think or did not know if they could be… Read More »
Author: Phyllis Van Wyhe, CPCU, CIC – A rental car agreement defining the obligations of the car rental company and renter may at first appear to be quite simple. However, it is a legal contract with several important options for the car renter to choose. An incorrect choice could lead to confusion, trip delays, or economic… Read More »