Category Archives: Homeowner’s Insurance

What to do, or not do, when reporting an insurance claim

If and when you have an insurance claim to report, you should inform your insurance agent of its occurrence as soon as possible, even if you called the claim in direct to the insurance company.  Reporting direct is not only accepted today, it is encouraged by many insurance companies and agents, including this writer, IF… Read More: What to do, or not do, when reporting an insurance… »

California’s drivers revealed as the nation’s worst

A mix of rising drunk driving incidents, distracted driving, and gridlocked highways has given California the dubious honor of hosting the nation’s worst drivers. Previously in second place, the Golden State now ranks first in the annual study on bad drivers by online insurance marketplace website QuoteWizard, which described the state’s drivers as “firmly the… Read More: California’s drivers revealed as the nation’s worst »

Oskaloosa City Council: Important Golf Cart Ordinance Change Coming?

Excerpt from Oskaloosa Herald Newspaper article – link below | Author: Hailey Brown | April 6, 2016 | OSKALOOSA – “Should the City of Oskaloosa require golf carts be registered?  What type of minimum insurance should be required for golf carts using city streets, if any? These were the questions up for discussion during a study session… Read More: Oskaloosa City Council: Important Golf Cart Ordinance Change Coming? »

Two-thirds of young renters harbor serious insurance misconceptions

Thanks to our friends at Insurance Business America –     Author:  Caitlin Bronson | Dec 22, 2015  | CoverHound President Greg Isaacs has identified renters insurance as a [continuing hot topic] for 2016, as millennials continue to avoid the housing market. Yet despite the fact that young people are now renting in unprecedented numbers, fewer than… Read More: Two-thirds of young renters harbor serious insurance misconceptions »

What you don’t know about CLUE can harm you!

Editorial [comments]:  Bob Walton | December 18, 2015 | So, after you filed an insurance claim, your homeowner’s policy was non-renewed, and you couldn’t find another company to insure you for a reasonable premium.  Or, perhaps, your automobile insurance premium was raised because you filed for bankruptcy.  Is this possible?  Yes, it is quite possible,  say the writers at… Read More: What you don’t know about CLUE can harm you! »

Uptick in homeowners “telematics” raises serious privacy concerns

Thanks to our friends at Insurance Business America –     Author: Caitlin Bronson – October 20, 2015 | A decade ago, telematics devices revolutionized a significant portion of the auto insurance industry. Today, the usage-based insurance model is coming to homeowners policies, and raising serious questions about privacy along the way. In the past year,… Read More: Uptick in homeowners “telematics” raises serious privacy concerns »

Does Homeowner’s Insurance Cover Damage From Falling Trees & Limbs?

Author: Todd Duvall, Demand Media  | According to the Insurance Information Institute, typical homeowners insurance covers tree-related damage. Let’s say a falling tree branch crashes through your roof during a storm, causing not only damage to your roof, but to the room below that was saturated with rain water.  As long as your home is insured,… Read More: Does Homeowner’s Insurance Cover Damage From Falling Trees & Limbs? »

Where Is Your Auto Driving Data Going?

Thanks to our friends at Insurance Business America –     Author:  Caitlin Bronson – Jun 01, 2015  | Privacy concerns over the use of telematics by insurance companies were heightened last week as one of the nation’s leading auto carriers said it was considering selling consumer driving data. According to statements made Thursday by Allstate… Read More: Where Is Your Auto Driving Data Going? »