Category Archives: Homeowner’s Insurance

What to do, or not do, when reporting an insurance claim

If and when you have an insurance claim to report, you should inform your insurance agent of its occurrence as soon as possible, even if you called the claim in direct to the insurance company.  Reporting direct is not only accepted today, it is encouraged by many insurance companies and agents, including this writer, IF… Read More »

Soaring Lumber Prices

To anyone planning a home improvement project, an addition or thinking about building a new home: Buyer beware. The price of lumber is hitting all-time highs. Larry Parker just experienced it. He walked into Lowe’s the other day to buy a sheet of OSB plywood for a home project he was doing at his home.… Read More »

California’s drivers revealed as the nation’s worst

A mix of rising drunk driving incidents, distracted driving, and gridlocked highways has given California the dubious honor of hosting the nation’s worst drivers. Previously in second place, the Golden State now ranks first in the annual study on bad drivers by online insurance marketplace website QuoteWizard, which described the state’s drivers as “firmly the… Read More »

What you don’t know about CLUE can harm you!

Editorial [comments]:  Bob Walton | December 18, 2015 | So, after you filed an insurance claim, your homeowner’s policy was non-renewed, and you couldn’t find another company to insure you for a reasonable premium.  Or, perhaps, your automobile insurance premium was raised because you filed for bankruptcy.  Is this possible?  Yes, it is quite possible,  say the writers at… Read More »

Uptick in homeowners “telematics” raises serious privacy concerns

Thanks to our friends at Insurance Business America –     Author: Caitlin Bronson – October 20, 2015 | A decade ago, telematics devices revolutionized a significant portion of the auto insurance industry. Today, the usage-based insurance model is coming to homeowners policies, and raising serious questions about privacy along the way. In the past year,… Read More »

Does Homeowner’s Insurance Cover Damage From Falling Trees & Limbs?

Author: Todd Duvall, Demand Media  | According to the Insurance Information Institute, typical homeowners insurance covers tree-related damage. Let’s say a falling tree branch crashes through your roof during a storm, causing not only damage to your roof, but to the room below that was saturated with rain water.  As long as your home is insured,… Read More »