Category Archives: Hot Topics

What to do, or not do, when reporting an insurance claim

If and when you have an insurance claim to report, you should inform your insurance agent of its occurrence as soon as possible, even if you called the claim in direct to the insurance company.  Reporting direct is not only accepted today, it is encouraged by many insurance companies and agents, including this writer, IF… Read More: What to do, or not do, when reporting an insurance… »

The 2023 insurance industry crisis and artificial intelligence

After sustaining elevated claims expense in 2022, the U.S. Property & Casualty Insurance Industry (P&C) is now dealing with the greatest crisis in its long history.  Catastrophic weather-related property and casualty losses, driven higher by inflation, are totaling in the billions. Those affected include hundreds of reinsurance and primary insurance carriers; risk managers, independent agents… Read More: The 2023 insurance industry crisis and artificial intelligence »

Join The Insurance Industry And Become a Professional

It’s insurance careers month. Given that the industry is undergoing a substantial human sea change as some 400,000 baby boomers retire, it’s appropriate that we celebrate our industry. I’ve been reflecting on my decision to major in insurance as a sophomore in college. It was probably the best decision I’ve made in my entire life,… Read More: Join The Insurance Industry And Become a Professional »

California’s drivers revealed as the nation’s worst

A mix of rising drunk driving incidents, distracted driving, and gridlocked highways has given California the dubious honor of hosting the nation’s worst drivers. Previously in second place, the Golden State now ranks first in the annual study on bad drivers by online insurance marketplace website QuoteWizard, which described the state’s drivers as “firmly the… Read More: California’s drivers revealed as the nation’s worst »

Ammonium Nitrate Security Statutes and Regulations

Section 563 of the 2008 Consolidated Appropriations Act, Subtitle J, Secure Handling of Ammonium Nitrate (“Section 563”), Public Law 110–161 (PDF, 614 pages – 1.7 MB), amends the Homeland Security Act of 2002. The amendment requires the Department to “regulate the sale and transfer of ammonium nitrate by an ammonium nitrate facility … to prevent… Read More: Ammonium Nitrate Security Statutes and Regulations »

U.S. Dept of Homeland Security Notice of Proposed Rulemaking: Secure Handling of Ammonium Nitrate

This Advance Notice of Proposed Rulemaking (ANPRM) seeks comment on a recent amendment to the Homeland Security Act entitled the Secure Handling of Ammonium Nitrate.  The amendment requires the Department of Homeland Security (DHS or Department) to ‘‘regulate the sale and transfer of ammonium nitrate by an ammonium nitrate facility to prevent the misappropriation or use… Read More: U.S. Dept of Homeland Security Notice of Proposed Rulemaking: Secure… »