Category Archives: Hot Topics

Join The Insurance Industry And Become a Professional

It’s insurance careers month. Given that the industry is undergoing a substantial human sea change as some 400,000 baby boomers retire, it’s appropriate that we celebrate our industry. I’ve been reflecting on my decision to major in insurance as a sophomore in college. It was probably the best decision I’ve made in my entire life,… Read More »

Seek an Insurance Agency Career

Whether you are relatively new to the insurance industry or are just looking for a change, we hope you consider employment on the agency side of our industry. The opportunities for personal growth and career advancement are great today for those individuals who are motivated to succeed.  When we have a job opening, the description… Read More »

2019 Iowa Proposed Workers’ Compensation Rate(s) Reduction – overall 9.2%

Pursuant to Iowa Code section 515A.6(7), notice is hereby given that the National Council on Compensation Insurance, Inc. has made a rate filing which affects the premium rates for workers’ compensation insurance. The rate filing proposes an overall decrease in voluntary and assigned risk rates of 9.2% from the current rates that became effective January 1, 2018.… Read More »

California’s drivers revealed as the nation’s worst

A mix of rising drunk driving incidents, distracted driving, and gridlocked highways has given California the dubious honor of hosting the nation’s worst drivers. Previously in second place, the Golden State now ranks first in the annual study on bad drivers by online insurance marketplace website QuoteWizard, which described the state’s drivers as “firmly the… Read More »

U.S. Dept of Homeland Security Notice of Proposed Rulemaking: Secure Handling of Ammonium Nitrate

This Advance Notice of Proposed Rulemaking (ANPRM) seeks comment on a recent amendment to the Homeland Security Act entitled the Secure Handling of Ammonium Nitrate.  The amendment requires the Department of Homeland Security (DHS or Department) to ‘‘regulate the sale and transfer of ammonium nitrate by an ammonium nitrate facility to prevent the misappropriation or use… Read More »

U.S. Dept of Labor – OSHA – Guidance on the Ammonium Nitrate Storage Requirements in 29 CFR 1910.109(i)

On October 9, 2013, the Occupational Safety and Health Administration (OSHA) cited the Adair Grain Company (dba West Fertilizer Company) following the April 17, 2013, explosion that killed 15.  The citations included violations related to hazards associated with improper storage of ammonium nitrate under 29 CFR 1910.109(i).  This memorandum provides investigatory and citation guidance to… Read More »