Category Archives: Workers’ Compensation

2019 Iowa Proposed Workers’ Compensation Rate(s) Reduction – overall 9.2%

Pursuant to Iowa Code section 515A.6(7), notice is hereby given that the National Council on Compensation Insurance, Inc. has made a rate filing which affects the premium rates for workers’ compensation insurance. The rate filing proposes an overall decrease in voluntary and assigned risk rates of 9.2% from the current rates that became effective January 1, 2018.… Read More: 2019 Iowa Proposed Workers’ Compensation Rate(s) Reduction – overall 9.2% »

Nationwide Commercial Policy Audit Changes For 2017

As a reminder and a follow up to the original communication posted Nov. 23, effective Jan. 1, 2017, we are making several changes to our commercial premium audit procedures to help create  consistency and efficiency across the enterprise. A systematic, disciplined approach enables agents to offer commercial members the coverage they need and allows us… Read More: Nationwide Commercial Policy Audit Changes For 2017 »

Four Myths About Workers’ Comp Costs [For Contractors]

Author, Zachary Stock  | Originally Published, May 5, 2011  | For most roofing contractors one of their largest and perhaps most frustrating expenses is workers’ compensation insurance. Roofing contractors pay more for workers’ comp than nearly any other contractor and, as a result, learning how to control that cost is essential to running a successful roofing… Read More: Four Myths About Workers’ Comp Costs [For Contractors] »

State of Iowa, Workers’ Compensation Statute, Code Chapter, 85.1A

PROPRIETORS, LIMITED LIABILITY COMPANY MEMBERS, LIMITED LIABILITY PARTNERS, AND PARTNERS. A proprietor, limited liability company member, limited liability partner, or partner who is actively engaged in the proprietor’s, limited liability company member’s, limited liability partner’s, or partner’s business on a substantially full-time basis may elect to be covered by the workers’ compensation law of this… Read More: State of Iowa, Workers’ Compensation Statute, Code Chapter, 85.1A »

Employee Or Independent Contractor? US Department Of Labor Provides New Guidance

Wednesday, July 15, 2015  |  © Copyright 2015 Squire Patton Boggs (US) LLP  | Posted January 12, 2016  | According to the US Department of Labor,  “most workers are employees under the Fair Labor Standards Act’s broad definitions.” The debate over classification of workers as employees versus independent contractors has yet another chapter. Last month,… Read More: Employee Or Independent Contractor? US Department Of Labor Provides New… »

Confusing Iowa Workers’ Compensation Insurance Premium Audits

The court judgment in Iowa’s Stark Construction vs. Lauterwasser litigation is certainly having an impact on Iowa Workers’ Compensation (WC) premium audit procedures. This company’s pre-audit notification letter only surrounds the correct Iowa audit practices with confusion.  Though it cannot be used by the reader as a template for Iowa WC premium audits, it can be… Read More: Confusing Iowa Workers’ Compensation Insurance Premium Audits »