If and when you have an insurance claim to report, you should inform your insurance agent of its occurrence as soon as possible, even if you called the claim in direct to the insurance company. Reporting direct is not only accepted today, it is encouraged by many insurance companies and agents, including this writer, IF… Read More »
To anyone planning a home improvement project, an addition or thinking about building a new home: Buyer beware. The price of lumber is hitting all-time highs. Larry Parker just experienced it. He walked into Lowe’s the other day to buy a sheet of OSB plywood for a home project he was doing at his home.… Read More »
Americans live differently now—which means their homeowners insurance coverage must change too. How the Pandemic Turned Homeowners Insurance Upside Down
Due to the virus emergency, Nationwide is providing our auto customers a one-time premium relief of $50 per policy for personal auto policies active as of March 31, 2020. If you pay your premium with an automatic withdrawal from your bank account, the $50 will be deposited electronically. If not, you should be receiving a… Read More »
This year is shaping up to be one of the worst in terms of catastrophe losses the insurance industry has ever incurred, as data for the third quarter of 2018 paints a grim picture. During Q3 2018, the US was beset by the destructive Hurricanes Florence and Michael, which together caused more than $31 billion… Read More »
A mix of rising drunk driving incidents, distracted driving, and gridlocked highways has given California the dubious honor of hosting the nation’s worst drivers. Previously in second place, the Golden State now ranks first in the annual study on bad drivers by online insurance marketplace website QuoteWizard, which described the state’s drivers as “firmly the… Read More »
Just when you thought we have all the federal government oversight there could possibly be, we now have this: “Note the intentional wording of the headline: Government oversight of the trucking industry may impact commercial clients you don’t consider to be trucking insureds. Today, a “motor carrier” refers to any business that uses a vehicle… Read More »
Excerpt from Oskaloosa Herald Newspaper article – link below | Author: Hailey Brown | April 6, 2016 | OSKALOOSA – “Should the City of Oskaloosa require golf carts be registered? What type of minimum insurance should be required for golf carts using city streets, if any? These were the questions up for discussion during a study session… Read More »
Author: Caitlin Bronson | Jan 14, 2016 | Self-driving cars have been hailed as the future of transportation – one that would involve the revolution and perhaps the death of the auto insurance product – but continued technical problems may cause some to reconsider. This week, Google shared that drivers have had to intervene… Read More »
Author: Bill Wilson, for Virtual University | Posted: January 11, 2016 | Although most auto collision damage waiver (CDW) or loss damage waiver (LDW) fees are considered outrageous, the insured is best advised to purchase the CDW/LDW for short-term rentals. This is not only in the best interest of the insured, but also the agent… Read More »