Category Archives: Personal Lines

What to do, or not do, when reporting an insurance claim

If and when you have an insurance claim to report, you should inform your insurance agent of its occurrence as soon as possible, even if you called the claim in direct to the insurance company.  Reporting direct is not only accepted today, it is encouraged by many insurance companies and agents, including this writer, IF… Read More: What to do, or not do, when reporting an insurance… »

California’s drivers revealed as the nation’s worst

A mix of rising drunk driving incidents, distracted driving, and gridlocked highways has given California the dubious honor of hosting the nation’s worst drivers. Previously in second place, the Golden State now ranks first in the annual study on bad drivers by online insurance marketplace website QuoteWizard, which described the state’s drivers as “firmly the… Read More: California’s drivers revealed as the nation’s worst »

How Government Oversight [Will] Impact Clients with Six-Wheel Trucks

Just when you thought we have all the federal government oversight there could possibly be, we now have this: “Note the intentional wording of the headline:  Government oversight of the trucking industry may impact commercial clients you don’t consider to be trucking insureds. Today, a “motor carrier” refers to any business that uses a vehicle… Read More: How Government Oversight [Will] Impact Clients with Six-Wheel Trucks »

Oskaloosa City Council: Important Golf Cart Ordinance Change Coming?

Excerpt from Oskaloosa Herald Newspaper article – link below | Author: Hailey Brown | April 6, 2016 | OSKALOOSA – “Should the City of Oskaloosa require golf carts be registered?  What type of minimum insurance should be required for golf carts using city streets, if any? These were the questions up for discussion during a study session… Read More: Oskaloosa City Council: Important Golf Cart Ordinance Change Coming? »

Self-driving car crashes raise questions on future of auto product

  Author: Caitlin Bronson  | Jan 14, 2016  | Self-driving cars have been hailed as the future of transportation – one that would involve the revolution and perhaps the death of the auto insurance product – but continued technical problems may cause some to reconsider. This week, Google shared that drivers have had to intervene… Read More: Self-driving car crashes raise questions on future of auto product »

Top 10 Reasons to Purchase the Rental Car Damage Waiver

Author: Bill Wilson, for Virtual University  |  Posted: January 11, 2016 | ​​​Although most auto collision damage waiver (CDW) or loss damage waiver (LDW) fees are considered outrageous, the insured is best advised to purchase the CDW/LDW for short-term rentals. This is not only in the best interest of the insured, but also the agent… Read More: Top 10 Reasons to Purchase the Rental Car Damage Waiver »