Unknown to the father of a Minnesota family, his young daughter had left a window and screen wide open in their home late one summer evening.  In the middle of the night the father was awakened by a cloud of mosquitoes. Still half asleep, and without turning on any lights, he quickly stumbled to a… Read More »

Once upon a time, during an ‘unofficial’ high school outing, an incident occurred that will forever be remembered by the victim of a senior class prank. It was fairly common practice for upper classmen to initiate an incoming freshman by first kidnapping the unsuspecting prey.  They would then drive the victim a mile or two… Read More »

An insured called his agent to inquire as to why their family auto insurance premium had increased.  An agency customer service person explained that, on the basis of the insured’s statements, the son was rated a principle operator of one of the family vehicles.  Further, the boy’s motor vehicle record indicated two chargeable speeding violations. … Read More »

Thanks to our friends at Insurance Business America: “Most of the time, auto, home and business accidents are humdrum affairs involving fender benders, storm damage or uninsured motorists—no laughing matter, in other words. In these cases, compiled by BusinessBalls.com, however, we must admit we cracked a grin or two.”  We’ll begin the countdown with number 15.… Read More »

An insurance company had possession of a Chevrolet Corvette that had been stolen and returned to them by the police for safe keeping. It was parked in the company parking lot only a foot or so from a concrete retaining wall. When the claims department learned of its return, several execs went out to check… Read More »

An agent took a call several years ago and was informed a valuable Halloween scarecrow had been stolen from an insured’s front yard. A portion of the conversation went like this: Insured: “Because of its high value, we immediately reported the theft to the police.” Agent: “Wow. What was the scarecrow worth?” Insured: “It was… Read More »

An insured reported a rather unusual claim that occurred at an old river cabin he owned.  One side of the structure had a very large wood pile neatly stacked and tapered up to the roof.  The insured had a goat tethered in the yard and it somehow managed to get free and walk up the wood… Read More »

During a very long and cold winter, snow had accumulated on roofs to such a depth that it became urgent to remove it before the roofs collapsed.  One homeowner, who had performed this task before with only a shovel, was determined to do it much faster this time with a snow blower.  He knew he… Read More »

A very honest but quite elderly insured told her insurance agent that she was interrupted by the door bell while baking a cake.  When she got back from the door, a bottle of vanilla extract had been stolen from her kitchen counter. Because she had not turned in a claim in over thirty years, “I thought it was about… Read More »