“For federal employment tax purposes, the usual common law rules are applicable to determine whether a worker is an independent contractor or an employee. Under the common law, you must examine the relationship between the worker and the business. All evidence of the degree of control and independence in this relationship should be considered. The… Read More »
Thanks to our friends at Insurance Business America: “The freshly minted Federal Insurance Office (FIO) is making its first moves toward the auto insurance sector. In an April 10 notice posted to the Federal Register, the FIO announced it is undertaking a study to examine the affordability and availability of auto insurance to what it… Read More »
A new report from employment law firm Seyfarth Shaw reveals class-action lawsuits in wage and hour law cases are seeing pronounced increases over 2013. According to Gerald Maatman, co-chair of Seyfarth’s Class Action Defense group and author of the report, wage and hour cases grew exponentially in 2013 and are continuing to burden industry in 2014. Wage… Read More »
25 Risk-Conquering Ideas
Allied Premier BOP Coverage Highlights
On March 21, 2014, President Barack Obama signed the Homeowner Flood Insurance Affordability Act of 2014 into law. This law repeals and modifies certain provisions of the Biggert-Waters Flood Insurance Reform Act, which was enacted in 2012. To a large extent, this bill limits the large, but otherwise, actuarial sound premium increases mandated by Biggert-Waters and now… Read More »
The recent Rain and Hail L.L.C. April Newsletter discusses some items related to USDA governed cover crops. The NRCS has put together Cover Crop Termination guidelines which supersede what is in their newsletter and provide further clarification. Please refer to the attached information for more details. NRCS Cover Crop Termination Guidelines Non-Irrigated Cropland
Click -this link- to view FirstComp’s Spring Newsletter, for information relating to workers compensation insurance.
Choose a “Trusted Choice” Independent Insurance Agency. They own and operate a business within your community. Their local interests more nearly represent your interests. Their personnel will know you personally and value you as a customer. They can offer you choices. They maintain independent contracts with insurance carriers and are not captive to any one company. You can save… Read More »
A business faces a wide variety of insurable risks today and a large number of insurance contracts to respond to them. Risk exposures to loss arise from destruction of property, interruption of business, adverse liability judgment, criminal activity and statutory authority. The seemingly endless number threatens the assets and earning power of the business. A… Read More »