The short answer is: Choose the largest deductible with which you are comfortable that will significantly reduce your premium. Each of us has a different tolerance for risk which is reflected in our buying decisions, not just insurance deductibles. Due to inflation of the U.S. dollar, the ‘standard deductible’ has risen from $100 (or even… Read More »
Choose a “Trusted Choice” Independent Insurance Agency. They own and operate a business within your community. Their local interests more nearly represent your interests. Their personnel will know you personally and value you as a customer. They can offer you choices. They maintain independent contracts with insurance carriers and are not captive to any one company. You can save… Read More »
A business faces a wide variety of insurable risks today and a large number of insurance contracts to respond to them. Risk exposures to loss arise from destruction of property, interruption of business, adverse liability judgment, criminal activity and statutory authority. The seemingly endless number threatens the assets and earning power of the business. A… Read More »