Category Archives: Commercial Lines

BULLETIN: 2016 Crop Insurance Harvest Prices

The 2016 CY harvest prices shown below are approved for the following plans of insurance: Revenue Protection, Area Revenue Protection, Revenue Protection with Harvest Price Exclusion and Area Revenue Protection – Harvest Price Exclusion. The harvest prices are applicable for the crops, types, practices, sales closing dates and states indicated in the following table. RMA… Read More: BULLETIN: 2016 Crop Insurance Harvest Prices »

Unified [Truck] Registration System: Clients with Trucks Must Comply

The new Unified Registration System, effective this October, mandates stricter enforcement of requirements that every “motor carrier” maintain a DOT number, pay the required fees to the Unified Carrier Registration—and much more. Do you know what a “motor carrier” is?  More important, do you know how your definition compares to that of the Federal Motor… Read More: Unified [Truck] Registration System: Clients with Trucks Must Comply »

How Government Oversight [Will] Impact Clients with Six-Wheel Trucks

Just when you thought we have all the federal government oversight there could possibly be, we now have this: “Note the intentional wording of the headline:  Government oversight of the trucking industry may impact commercial clients you don’t consider to be trucking insureds. Today, a “motor carrier” refers to any business that uses a vehicle… Read More: How Government Oversight [Will] Impact Clients with Six-Wheel Trucks »

Four Myths About Workers’ Comp Costs [For Contractors]

Author, Zachary Stock  | Originally Published, May 5, 2011  | For most roofing contractors one of their largest and perhaps most frustrating expenses is workers’ compensation insurance. Roofing contractors pay more for workers’ comp than nearly any other contractor and, as a result, learning how to control that cost is essential to running a successful roofing… Read More: Four Myths About Workers’ Comp Costs [For Contractors] »

2016 Crop Insurance Projected Prices Released By FMA

Iowa 2016 Projected Prices: Corn – $3.86 Volatility Factor – .17 Soybean – $8.85 Volatility Factor – .12 The 2016 CY projected prices are approved for the following plans of insurance: Yield Protection, Area Yield Protection, Revenue Protection, Area Revenue Protection, Revenue Protection with Harvest Price Exclusion and Area Revenue Protection – Harvest Price Exclusion. The… Read More: 2016 Crop Insurance Projected Prices Released By FMA »

Obama wants an $18 billion federal crop insurance cut for “all of you at the top.”

Author:  Lyle Adriano, with our editorial comments enclosed within [brackets]   This post is a work in progress and is updated as the  story unfolds.  In response to some lively conversation about the OMB, new paragraph 4 was added.  |   February 22, 2016  | President Obama wants a 10-year $18 billion cut to the federal crop insurance program as part of his budget… Read More: Obama wants an $18 billion federal crop insurance cut for… »

State of Iowa, Workers’ Compensation Statute, Code Chapter, 85.1A

PROPRIETORS, LIMITED LIABILITY COMPANY MEMBERS, LIMITED LIABILITY PARTNERS, AND PARTNERS. A proprietor, limited liability company member, limited liability partner, or partner who is actively engaged in the proprietor’s, limited liability company member’s, limited liability partner’s, or partner’s business on a substantially full-time basis may elect to be covered by the workers’ compensation law of this… Read More: State of Iowa, Workers’ Compensation Statute, Code Chapter, 85.1A »

Employee Or Independent Contractor? US Department Of Labor Provides New Guidance

Wednesday, July 15, 2015  |  © Copyright 2015 Squire Patton Boggs (US) LLP  | Posted January 12, 2016  | According to the US Department of Labor,  “most workers are employees under the Fair Labor Standards Act’s broad definitions.” The debate over classification of workers as employees versus independent contractors has yet another chapter. Last month,… Read More: Employee Or Independent Contractor? US Department Of Labor Provides New… »