Author Archives: Bob

Corona Virus – Our business hours

Our normal business hours are 9:00 AM to 5:00 PM Monday through Friday. We plan to maintain these hours and remain open to the public as long as the corona virus and regulations permit. Though our customers come first, we shall remain vigilant and deal with any new virus issues as they arise. May God… Read More »

Join The Insurance Industry And Become a Professional

It’s insurance careers month. Given that the industry is undergoing a substantial human sea change as some 400,000 baby boomers retire, it’s appropriate that we celebrate our industry. I’ve been reflecting on my decision to major in insurance as a sophomore in college. It was probably the best decision I’ve made in my entire life,… Read More »

2019 Iowa Proposed Workers’ Compensation Rate(s) Reduction – overall 9.2%

Pursuant to Iowa Code section 515A.6(7), notice is hereby given that the National Council on Compensation Insurance, Inc. has made a rate filing which affects the premium rates for workers’ compensation insurance. The rate filing proposes an overall decrease in voluntary and assigned risk rates of 9.2% from the current rates that became effective January 1, 2018.… Read More »

California’s drivers revealed as the nation’s worst

A mix of rising drunk driving incidents, distracted driving, and gridlocked highways has given California the dubious honor of hosting the nation’s worst drivers. Previously in second place, the Golden State now ranks first in the annual study on bad drivers by online insurance marketplace website QuoteWizard, which described the state’s drivers as “firmly the… Read More »

U.S. Dept of Homeland Security Notice of Proposed Rulemaking: Secure Handling of Ammonium Nitrate

This Advance Notice of Proposed Rulemaking (ANPRM) seeks comment on a recent amendment to the Homeland Security Act entitled the Secure Handling of Ammonium Nitrate.  The amendment requires the Department of Homeland Security (DHS or Department) to ‘‘regulate the sale and transfer of ammonium nitrate by an ammonium nitrate facility to prevent the misappropriation or use… Read More »

Iowa Department of Agricultural: On Farm Fertilizer Storage

Iowa farmers must follow all laws and rules regarding secondary containment, loading and unloading of liquid and non-liquid bulk fertilizers and placement restrictions of Anhydrous Ammonia storage locations.  As a result, the following regulations apply: Bulk Dry Fertilizers Fertilizers can be offloaded directly onto the applicator in the field of application, Bulk dry fertilizers must… Read More »

BULLETIN: 2016 Crop Insurance Harvest Prices

The 2016 CY harvest prices shown below are approved for the following plans of insurance: Revenue Protection, Area Revenue Protection, Revenue Protection with Harvest Price Exclusion and Area Revenue Protection – Harvest Price Exclusion. The harvest prices are applicable for the crops, types, practices, sales closing dates and states indicated in the following table. RMA… Read More »