Author Archives: Bob

Property Insurance Rates to Rise in 2018

North American commercial property insurance rates could see a spike in 2018 for properties that suffered catastrophe property losses in 2017; this according to a report by Willis Towers Watson [WTS], a leading global insurance advisor, broker and solutions company. The commercial property insurance market has been soft for the last several years – due… Read More: Property Insurance Rates to Rise in 2018 »

U.S. Dept of Homeland Security Notice of Proposed Rulemaking: Secure Handling of Ammonium Nitrate

This Advance Notice of Proposed Rulemaking (ANPRM) seeks comment on a recent amendment to the Homeland Security Act entitled the Secure Handling of Ammonium Nitrate.  The amendment requires the Department of Homeland Security (DHS or Department) to ‘‘regulate the sale and transfer of ammonium nitrate by an ammonium nitrate facility to prevent the misappropriation or use… Read More: U.S. Dept of Homeland Security Notice of Proposed Rulemaking: Secure… »

Iowa Department of Agricultural: On Farm Fertilizer Storage

Iowa farmers must follow all laws and rules regarding secondary containment, loading and unloading of liquid and non-liquid bulk fertilizers and placement restrictions of Anhydrous Ammonia storage locations.  As a result, the following regulations apply: Bulk Dry Fertilizers Fertilizers can be offloaded directly onto the applicator in the field of application, Bulk dry fertilizers must… Read More: Iowa Department of Agricultural: On Farm Fertilizer Storage »

Changes in Iowa Regulation of Agricultural Anhydrous Ammonia

The purpose of this letter is to make Agricultural Anhydrous Ammonia handlers in Iowa aware of new Anhydrous Ammonia Standards and changes the adaptation of the new standards and exceptions may bring. On December 15, 2014, CGA (Compressed Gas Association) received a Notification of Final Action on ANSI/CGA G-2.1, 2014, Safety Requirements for the Storage… Read More: Changes in Iowa Regulation of Agricultural Anhydrous Ammonia »

BULLETIN: 2016 Crop Insurance Harvest Prices

The 2016 CY harvest prices shown below are approved for the following plans of insurance: Revenue Protection, Area Revenue Protection, Revenue Protection with Harvest Price Exclusion and Area Revenue Protection – Harvest Price Exclusion. The harvest prices are applicable for the crops, types, practices, sales closing dates and states indicated in the following table. RMA… Read More: BULLETIN: 2016 Crop Insurance Harvest Prices »

Unified [Truck] Registration System: Clients with Trucks Must Comply

The new Unified Registration System, effective this October, mandates stricter enforcement of requirements that every “motor carrier” maintain a DOT number, pay the required fees to the Unified Carrier Registration—and much more. Do you know what a “motor carrier” is?  More important, do you know how your definition compares to that of the Federal Motor… Read More: Unified [Truck] Registration System: Clients with Trucks Must Comply »

How Government Oversight [Will] Impact Clients with Six-Wheel Trucks

Just when you thought we have all the federal government oversight there could possibly be, we now have this: “Note the intentional wording of the headline:  Government oversight of the trucking industry may impact commercial clients you don’t consider to be trucking insureds. Today, a “motor carrier” refers to any business that uses a vehicle… Read More: How Government Oversight [Will] Impact Clients with Six-Wheel Trucks »

Oskaloosa City Council: Important Golf Cart Ordinance Change Coming?

Excerpt from Oskaloosa Herald Newspaper article – link below | Author: Hailey Brown | April 6, 2016 | OSKALOOSA – “Should the City of Oskaloosa require golf carts be registered?  What type of minimum insurance should be required for golf carts using city streets, if any? These were the questions up for discussion during a study session… Read More: Oskaloosa City Council: Important Golf Cart Ordinance Change Coming? »

Four Myths About Workers’ Comp Costs [For Contractors]

Author, Zachary Stock  | Originally Published, May 5, 2011  | For most roofing contractors one of their largest and perhaps most frustrating expenses is workers’ compensation insurance. Roofing contractors pay more for workers’ comp than nearly any other contractor and, as a result, learning how to control that cost is essential to running a successful roofing… Read More: Four Myths About Workers’ Comp Costs [For Contractors] »